Ratesetter lending first half 2017: £301,667,104 Ratesetter lending second half 2017: £272,747,128
Hope they are not thinking of an IPO, these are not good growth rates! I stopped lending two years ago and I am clearly not the only one.
RS are not short of Lender Funds, as the current 5 year rate shows. They have pulled out of some areas of commercial lending, and following sharp losses they might be taking more care in other areas. The personal loans market is highly competitive due to the extraordinary volume of cheap funding available to banks.