There is very little coverage of the Slovakian P2P investment site Zlty melon anywhere, which is unusual because they have been operating since 2012. We thought it might be helpful to do some analysis of their portfolio and conduct an interview Jos Henson from their management team.
We think that for investors who are willing to spend some time digging into their (better than normal quality) data, some of the loans in the higher risk grades (B and higher) could produce quite high potential returns net of losses. Zlty melon's default rates have been improving each year. For investors who like to perform their own analysis, and are willing to take on some risk it could potentially generate some interesting net returns (over 12%).