Ratesetter state "You can access money invested in the Rolling Market at any time without fees, provided there’s another investor available to take your place in your matched loan contracts."
It would be helpful to know what delays, if any, have been experienced to date by lenders for an early withdrawal from the Rolling Market, especially during the period this summer following Ratesetter's announcement of the losses sustained.
I have withdrawn money from rolling several times and it has always happened very quickly, sometimes almost instantly.
Actually getting the money out of Ratesetter to your bank takes a bit longer. I think it is 'next working day'. I made the mistake of selling rolling contacts on a Friday once. Although they sold instantly the cash didnt get to my bank until the Monday. In retrospect I should have waited until the Sunday to sell, and get another 2 day's interest.
Having tracked RS for several years now (and invested for a couple) I don't believe there has ever, yet, been a period when you couldn't get out of rolling PDQ .. however the weasel words have to stay there because it is POSSIBLE that, in a 'run on the bank' scenario, you could be stuck for a good long while (maybe up to 5 years, although it would trickle back over that period). It's also possible you could get run over crossing the road, or hit by a meteorite, or win £1m on the lottery .. exactly how all those probabilities compare with one another is where the debate comes in.
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